Valentine's Special


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At The Centre P.C., we want to ensure that every patient can afford the plastic surgery procedure or cosmetic treatment he or she desires.

That’s why we offer several different affordable payment options including ZERO percent financing. The Centre, P.C. does not charge you to use or apply for financing.

CareCredit for cosmetic procedures

It’s something you’ve always wanted to do, but something else was always there to hold you back. Well, not anymore. We offer CareCredit®, a card designed specifically for your health and beauty needs.

CareCredit can help you move forward with getting the procedure you’ve always wanted. With convenient monthly payment options, no up-front costs and no prepayment penalties you can get your procedure sooner.

The credit card exclusively for your health and beauty needs

CareCredit is the credit card exclusively for healthcare services. With monthly payments every time you use it, you can use your card over and over for follow-up appointments or different procedures. This means you don’t have to put your health and beauty needs on hold until you save up enough money. We give you the power to decide when it’s the right time for you.

With CareCredit, you can:

  • Enjoy monthly payment options
  • Pay no up-front costs and no pre-payment penalties.

Learn more by visiting or asking us for details.

Ready to apply? Apply online for your CareCredit card today. Click Here To Apply

Click HERE to Pay for your Surgery Deposit or Surgery Payment!

BHG Lending

BHG Lending is perfect solution if you are looking to work on your credit or looking to pay this expense over time .

BHG loans of  up to $10,000 with the following benefits:

  • Affordable monthly payments, up to 60 months
  • Competitive interest rate of 15.99%
  • No prepayment penalty
  • 100% approval bad or good credit (stipulations apply)

BHG offers 100% approval with a 30% down of your total surgery or procedure cost.  To be approved you must have a credit score of 520 or more. No history of money laundering, bank fraud or terrorism. 30% down must be paid in full prior to receiving an invitation to apply for BHG. Ask a Centre, P.C. staff member for more information.

United Medical Credit

Cosmetic surgery can bring major positive changes to your life. It involves the correction or restoration of your face or body to enhance your appearance. Our associates at United Medical Credit can help you obtain the financing you need to get the treatment that you deserve.

United Medical Credit offers funding for a variety of procedures, including, but not limited to:

  • Body Lift
  • Face Lift
  • Scar Removal
  • Nose Surgery
  • Breast Augmentation
  • Liposuction
  • Hair Restoration

United Medical Credit offers loans of up to $35,000 for cosmetic surgeries with the following benefits:

  • Affordable monthly payments
  • Competitive interest rates
  • No prepayment penalty
  • Multiple loan term plans to choose from
  • Interest-free financing options (on approved credit and provider participation)

Visit  their site at

SmartHealth PayCard
A Financial Cure for Healthcare™

Introducing a financial safety net for your healthcare needs! The SmartHealth PayCard can be used to pay for procedures, high deductibles, copays, preventative care, prescriptions, emergencies, dental, mental health, hearing, vision, vet expenses, and more. There are no restrictive networks. Choose any health practitioner or pharmacy. Use it with any provider that accepts Mastercard®. Applying is easy and done electronically using a valid email address and mobile phone. If approved, a virtual card will be emailed within minutes and your credit line will be available for immediate use to pay for your healthcare expenses. A physical card welcome in the mail.

Want more? The SmartHealth PayCard offers far more than just a credit card to help you manage healthcare expenses. At no additional cost, the SmartHealth PayCard prescription savings plan and accident-related insurance benefits are included. You and your family will receive up to 85% savings on prescriptions, up to $5,000 accidental medical expense relief, and $5,000 accidental death insurance. This option provides accident-related benefits to the card holder, the cardholder’s spouse, and dependent children.

SmartHealth RX will save you money at the pharmacy. Our SmartHealth PayCards give access to our exclusive prescription savings program, and they apply to a network of over 60,000 pharmacies nationwide. The SmartHealth Rx will also give you access to plan benefit information, specialty pharmacy information, and formulary.

The PayCard provides up to $5,000 accident medical expense insurance to help cover the following costs:

  • Hospital room and board daily maximum benefit: Up to $500
  • Outpatient primary surgeons’ maximum benefit: Up to $500
  • Outpatient assistant surgeon maximum benefit: Up to $500
  • Emergency room benefit: Up to $500
  • Air and ground ambulance benefit: Up to $500

Learn more by visiting or asking us for details.

Click HERE to apply. 


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Meet the Doctors
Dr. Downs
Dr. Downs

Ronald K. Downs, M.D., F.A.C.S. founded The Centre, P.C. in Elkhart, Indiana in 1992. He is an active member in the American Society of Plastic Surgeons. Dr. Downs is also a member of The American Society for Aesthetic Plastic Surgery, The American Medical Association, The Ohio Valley Plastic Surgery Society, The Rush Surgical Society, and The Indiana State Medical Association where he serves on the board of directors and has served as the president from 2003 to 2004.

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Dr. Downs
Dr. Macias

Dr. Macias completed her plastic and reconstructive surgery residency training at Spectrum Health/Michigan State University in Grand Rapids, Michigan. She is Board Certified with the American Board of Plastic Surgery.

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Dr. Viscardi
Dr. Viscardi

Patrick J. Viscardi, M.D. has been part of the surgical team at The Centre, P.C. since 1998. Dr. Viscardi graduated from Dartmouth College in Hanover, New Hampshire, as a summa cum laude. He received his Doctor of Medicine Degree from the University of Rochester in New York. Dr. Viscardi completed his internship and general surgery residency at the University of Louisville, where he served as chief resident from 1994 to 1995.

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3D Imaging
3D Imaging
Individualized 3-D imaging provides realistic results

The Centre P.C. now offers an advanced imaging technique called VECTRA ® 3D that provides patients with realistic previews of expected outcomes from specific surgical procedures prior to those procedures being performed.

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Fly in for surgery
Fly In
for Surgery
Many of our patients fly in from all over the world.
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